How to be good with money

Right.

Let’s have it out.

Being “good with money” as a solo practitioner does not mean you need to download six budgeting apps, understand compound interest, or start using the word “portfolio” with a straight face.

If that were true, most of us would be bankrupt, panicking, and living off the free samples at Holland & Barrett.

Here’s what being good with money ACTUALLY means:

• You vaguely know what’s coming in
• You definitely know what’s going out (because it keeps happening. Rude.)
• You try to make the “in” number bigger than the “out” number (novel, but powerful)
• You do some maths before paying yourself, ideally using numbers rather than vibes
• You stash a bit away for tax, time off, and those mysterious “surprise expenses” that turn up like cursed exes
• You might have a pension, or at least admit that “future you” probably wants to eat

That’s it.

No graphs. No bitcoin. No crying in the stationery aisle of WHSmiths.

Just basic, adult-ish behaviour like: “Hmm, maybe I won’t blow all my earnings on moonstone and magnesium supplements this month.”

Because here’s the thing: You’re not bad with money. You were just never taught how to be adequate with money. They trained you to save spines and balance chakras, not pounds and spreadsheets.

And now you’re self-employed, googling “Can I claim tea lights as a business expense?” (Relatable. And… technically yes.)

So here’s your homework: Get to grips with your numbers. Ponder a pension. And don’t give your entire income to that fancy yoga mat shop that smells of enlightenment and cinnamon.

Would it have been nice if someone taught you this from the start? Yes.

Do we now have a course that actually does that? Also yes. There's like a whole module in the Bootcamp. No suit required. Bring your receipts and slightly terrified inner child.